Top 13 Points on New Year’s Resolutions

Happy New Year! Today is still New Year’s Eve, but I’m not going to be writing tomorrow. This article will cover 13 points on New Year’s resolutions. It is a tradition in the US, and maybe elsewhere as well, to attempt to break old negative habits and start new positive habits at the beginning of … Read more

1 Essential Aspect of Budgeting

This article covers one essential aspect of an efficient budget. “A Clean Slate” An efficient budget needs to start with a clean slate. This can be done through an inventory wipe or through discount accounting. A clean slate means that you adjust your budget to account for what you already have on hand. Let me … Read more