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Top 13 Points on New Year’s Resolutions

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Happy New Year! Today is still New Year’s Eve, but I’m not going to be writing tomorrow. This article will cover 13 points on New Year’s resolutions. It is a tradition in the US, and maybe elsewhere as well, to attempt to break old negative habits and start new positive habits at the beginning of … Read more

1 Essential Aspect of Budgeting

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This article covers one essential aspect of an efficient budget. “A Clean Slate” An efficient budget needs to start with a clean slate. This can be done through an inventory wipe or through discount accounting. A clean slate means that you adjust your budget to account for what you already have on hand. Let me … Read more