Time and Debt

A savings and investment plan is an important component of a comprehensive budget. It’s not that hard to do, but there are some common mistakes some folks make. This article addresses how to form your savings and investment plan in a way that allows you optimize in an apples-to-apples way by focusing on time and … Read more Time and Debt

1 Essential Aspect of Budgeting

This article covers one essential aspect of an efficient budget. “A Clean Slate” An efficient budget needs to start with a clean slate. This can be done through an inventory wipe or through discount accounting. A clean slate means that you adjust your budget to account for what you already have on hand. Let me … Read more 1 Essential Aspect of Budgeting