Announcing Ladderly, Patreon, and More!

I recently created Ladderly, which is a career accelerator and coding bootcamp alternative. Individuals looking for their first job in tech, or experienced programmers looking to level up can leverage this site. The site currently has three components, although more may be added later: A community or social network, currently implemented as a Discord server. … Read more

How Should I Save Money?

Much of my work is dedicated toward getting people from a bad financial situation into a good one, but this article describes my advice about what to do once you have arrived. Much of my work is dedicated to alternative education and programming evangelism, or like actual Christian evangelism. I see lots of people with … Read more

Ramsey is Wrong on Debt

Dave Ramsey is a smart dude, but I disagree with him on a significant number of issues. A primary disagreement is on the issue of debt. We agree debt is often bad and mainline financial analysis ignores negative, subtle psychological and behavioral developmental impacts, but Dave goes to far by ruling out debt altogether. One … Read more

Trading the News and Bitcoin

In mid December I invested in Bitcoins. In the past month they have jumped from #13.3 to $14.2 each in value according to this reliable source. This is not just volatility in my view. It is part of a longer term trend. Why? That’s what this article is about. In foreign exchange, which I have … Read more

5 Lessons From Dave Ramsey

Yesterday I finished reading “Dave Ramsey’s Complete Guide to Money” and a few days before that I read his well known “The Total Money Make Over.” This post is about 5 helpful lessons I found in those books. First of all the books were very common sense. Dave did not come across as revolutionary or … Read more