My Aspirational Content Platform Use

I’m a social media influencer with over 10k followers on TikTok and thousands more across other platforms. This article talks a bit about how I currently use that platform and also how I’d like to use it in the future. My background includes expertise in economics and technology, but so far I have limited my … Read more

Legal Tax Avoidance with Cryptocurrency

Disclaimer: I’m not a legal or financial expert under the law and this article is for educational purposes. A partial history of British Tax Havens is given in this source from Norbert Braspenning. According to Norbert, the notion of an offshore transaction legally means that a person sitting in London can execute some tasks and, … Read more

A Low Quality Forecast on Flying Car Prices

This article forecasts the price of flying transportation over time by arguing that flying transportation is revolutionary transportation, and Tesla was also revolutionary transportation, therefore we can estimate the dynamic price trend of flying transportation by looking at how Tesla did over time. Today I read that a French inventor had flown on a hover … Read more

Creating a Personal Finance Plan from a Template

Through this article I hope to encourage the reader to create a customized financial plan for themselves by drawing on and synthesizing multiple experts in a critical way, rather than taking a single plan at face value. Disclaimer: I’m not licensed as a financial or legal adviser. I previously wrote a critique of Dave Ramsey’s … Read more

Ramsey is Wrong on Debt

Dave Ramsey is a smart dude, but I disagree with him on a significant number of issues. A primary disagreement is on the issue of debt. We agree debt is often bad and mainline financial analysis ignores negative, subtle psychological and behavioral developmental impacts, but Dave goes to far by ruling out debt altogether. One … Read more

Finding Extra Dollars to Finance Real Estate

I previously wrote about finding lower priced housing, but low prices still aren’t free. At some point you have to pay up. This article assembles a number of traditional and less traditional funding sources you may not have considered. Some of these financing techniques can be used for other purposes including debt consolidation. Section 1 … Read more

10 Questions: Do You Value Wealth or Happiness?

In typical financial planning an individual will seek to maximize wealth, perhaps adjusted a bit to smooth income over the course of their life or due to risk considerations. Economic planning, in contrast, favors optimizing on happiness or utility instead of material wealth alone. This article presents 10 questions to help you determine your degree … Read more

Obama Back-Stabs the Left (Again)

The Democratic Party has stances on various issues which constitute self-harm. For example, minimum wage is supported by the Democratic Party in order to help the poor, yet it leads to increased unemployment by the poor. Another example would be abortion. Abortion is meant to free women of some burden, but in reality it causes … Read more

Historical Bitcoin Price and Prediction

This article covers a source of historical bitcoin price data and a simple prediction based on that data. One place to find historical bitcoin price data would be from quandl. With an “L,” as in “candle.” It’s a finance thing. I grabbed two data sets and performed separate regressions using Gnumeric. One set of data … Read more