Creating a Personal Finance Plan from a Template

Through this article I hope to encourage the reader to create a customized financial plan for themselves by drawing on and synthesizing multiple experts in a critical way, rather than taking a single plan at face value. Disclaimer: I’m not licensed as a financial or legal adviser. I previously wrote a critique of Dave Ramsey’s … Read more Creating a Personal Finance Plan from a Template

Time and Debt

A savings and investment plan is an important component of a comprehensive budget. It’s not that hard to do, but there are some common mistakes some folks make. This article addresses how to form your savings and investment plan in a way that allows you optimize in an apples-to-apples way by focusing on time and … Read more Time and Debt