Creating a Personal Finance Plan from a Template

Through this article I hope to encourage the reader to create a customized financial plan for themselves by drawing on and synthesizing multiple experts in a critical way, rather than taking a single plan at face value. Disclaimer: I’m not licensed as a financial or legal adviser. I previously wrote a critique of Dave Ramsey’s … Read more Creating a Personal Finance Plan from a Template

Ramsey is Wrong on Debt

Dave Ramsey is a smart dude, but I disagree with him on a significant number of issues. A primary disagreement is on the issue of debt. We agree debt is often bad and mainline financial analysis ignores negative, subtle psychological and behavioral developmental impacts, but Dave goes to far by ruling out debt altogether. One … Read more Ramsey is Wrong on Debt

Christianity and the Shadow of the Future

Prisoner’s dilemmas create a situation where, in the short run, individuals have an incentive to act in a way that does not lead to a group optimal result. In a repeated game, however, players can gain optimally through cooperation. Because Christians expect to live eternally, and indeed to that extent, we should expect these folks … Read more Christianity and the Shadow of the Future

Maybe They Were Just Fucking Busy?

Gresham’s Law applies to Christianity. Whenever a decent anti-Christian argument is defeated, a new, shittier, internet-born meme will rise in its place. Like a fucked up phoenix with the ability to vaporize goalposts. Example from AtheistRepublic, survivor of the recent, “unbiased” Facebook purge: There was once a decent argument that the credibility of the Bible … Read more Maybe They Were Just Fucking Busy?

I Wish Hodlbot Did This One Thing

HodlBot is a very cool piece of software which operates like an index fund. You pay HodlBot money and HodlBot will allocate a portfolio of cryptocurrency purchases for you. HodlBot supports custom portfolio allocations by coin. You can tell HodlBot to allocate 25% of your crypto purchase into ethereum, 50% into bitcoin, and another 25% … Read more I Wish Hodlbot Did This One Thing

Christian Falsifiability

I often hear smugly from some non-Christians that Christianity is a matter of faith and thereby non-falsifiable. This is completely incorrect. Christianity is based on historical fact and therefore it is uniquely falsifiable among religions. Here are 5 quick ways one might falsify Christianity, or otherwise show Christian belief is unwarranted or non-preferred: Show that … Read more Christian Falsifiability

On Science and Religion

This article aggregates a few talking points on the relationship between Christianity, education, religion, and science. Ecklund and Scheitle, 2017, Religion vs. Science: What Religious People Really Think About 36 percent of evangelicals think scientists are hostile to religion, compared to 22 percent of Americans overall, according to a 2014 study released by the American … Read more On Science and Religion

The Goldilocks Diversity of Christianity

There is a meme going about which seems to attack Christianity’s credibility on the grounds of hyperdiversity: First of all, I think diversity within Christianity should be considered a strength. Ironically, secularists tend to be politically liberal, and diversity is considered a liberal value. So why would they level this as an attack? It’s hypocritical. … Read more The Goldilocks Diversity of Christianity

Religion is Not Just a Placebo

I recently wrote about empirical evidence which might identify a correct understanding of the practices of prayer and laying on hands. While researching this topic I encountered a video in which Sam Harris, a famous atheist, acknowledges some benefits of religion. This includes but is not limited to the fact that religion can act like … Read more Religion is Not Just a Placebo

Empirical Research May Back Prayer and Laying on Hands

An interesting study out of Carnegie Mellon found that hugs can “help ease the negative impact of personal setbacks like a disagreement with a friend, or being turned down for a promotion at work.” It’s also well-known that skin-to-skin contact is developmentally beneficial for infants as part of a birth plan. It seems to me that … Read more Empirical Research May Back Prayer and Laying on Hands