Tag: finance

Creating a Personal Finance Plan from a Template

Through this article I hope to encourage the reader to create a customized financial plan for themselves by drawing on and synthesizing multiple experts in a critical way, rather than taking a single plan at face value. Disclaimer: I’m not

Tagged with: , , , , , ,

Ramsey is Wrong on Debt

Dave Ramsey is a smart dude, but I disagree with him on a significant number of issues. A primary disagreement is on the issue of debt. We agree debt is often bad and mainline financial analysis ignores negative, subtle psychological

Tagged with: , , ,

Finding Extra Dollars to Finance Real Estate

I previously wrote about finding lower priced housing, but low prices still aren’t free. At some point you have to pay up. This article assembles a number of traditional and less traditional funding sources you may not have considered. Some

Tagged with: , , , , , , , , ,

10 Questions: Do You Value Wealth or Happiness?

In typical financial planning an individual will seek to maximize wealth, perhaps adjusted a bit to smooth income over the course of their life or due to risk considerations. Economic planning, in contrast, favors optimizing on happiness or utility instead

Tagged with: , , , ,

Bank of America’s New Budget Tool is Cool

I have an account with BOA and they recently spammed me talking about how cool their new budget tool is. I used their old tool and it sucked. This new one doesn’t suck. To get to the tool, don’t look

Tagged with: ,

Obama Back-Stabs the Left (Again)

The Democratic Party has stances on various issues which constitute self-harm. For example, minimum wage is supported by the Democratic Party in order to help the poor, yet it leads to increased unemployment by the poor. Another example would be

Tagged with: , , , , , , , , , , , , , , , , , , , ,

Historical Bitcoin Price and Prediction

This article covers a source of historical bitcoin price data and a simple prediction based on that data. One place to find historical bitcoin price data would be from quandl. With an “L,” as in “candle.” It’s a finance thing.

Tagged with: , , , , , , , , , , , , , , , ,

Crowdfunding Continues to Evolve

This article will discuss three ways in which crowdfunding continues to evolve. The three ways are: Continued decentralization through self-hosting crowdfunding development. Innovation through subscription crowdfunding. Numerous benefits from increased acceptance of bitcoin. We recently discussed a crowdfunding plugin for

Tagged with: , , , , , , , , , , , , , , , , , ,

USA Today: SEC moves toward allowing crowdfunding stock offerings

Source – USA Today – Matt Krantz – 10/23/13 The SEC’s latest plans are sure to draw a crowd. In this case, it’s the crowd that is gathering around companies with newfangled funding schemes to help them buy stock in firms

Tagged with: , , , , , , , ,

1 Essential Aspect of Budgeting

This article covers one essential aspect of an efficient budget. “A Clean Slate” An efficient budget needs to start with a clean slate. This can be done through an inventory wipe or through discount accounting. A clean slate means that

Tagged with: , , , , , , , , , , , , , , , , , , , , ,
Top