No, this is not an April Fool’s post. This is a few of my first impressions using You Need a Budget. I don’t mind the approach it takes of budgeting actual cash on hand. I like the digital integrations with…
Category: Economics
ARV Calculation Case Study
I’m trying to estimate the after repair value (ARV) of a home I own in Alexandria, VA. This article show initial steps in doing that. My basic approach to ARV estimation is to comp the target house plan. While I’m…
On The Rights of Children
Fee recently posted an article arguing that we should raise the voting age. A Facebook friend also posted recently, saying: The most complicated issues for either libertarianism or anarchism is anything to do with children; from conception till they are…
Price-Based vs Event-Based BTC Forecasting
One reason I got out of stock trading and into crypto trading years ago is because it was clear that stocks were being driven by events and news much more than fundamentals, and it was nearly impossible for me to…
How Should I Save Money?
Much of my work is dedicated toward getting people from a bad financial situation into a good one, but this article describes my advice about what to do once you have arrived. Much of my work is dedicated to alternative…
Don’t Fear Metrics When Measuring Developer Quality
I want to laugh when people say common metrics shouldn’t be used for establishing developer productivity. It seems like a prototypical pseudo-intellectual move to point out that such metrics can be misleading when used improperly, but the speaker of such…
Real Estate Portfolio Lending
This article defines a real estate portfolio, notes some portfolio lending resources, and discusses when using such resources might be a good or bad idea. This month I closed on my first investment property. I will actually be receiving a…
Creating a Personal Finance Plan from a Template
Through this article I hope to encourage the reader to create a customized financial plan for themselves by drawing on and synthesizing multiple experts in a critical way, rather than taking a single plan at face value. Disclaimer: I’m not…
Ramsey is Wrong on Debt
Dave Ramsey is a smart dude, but I disagree with him on a significant number of issues. A primary disagreement is on the issue of debt. We agree debt is often bad and mainline financial analysis ignores negative, subtle psychological…
Christianity and the Shadow of the Future
Prisoner’s dilemmas create a situation where, in the short run, individuals have an incentive to act in a way that does not lead to a group optimal result. In a repeated game, however, players can gain optimally through cooperation. Because…
Tagged with: atheism, discount factor, Ethics, impatience, morality, patience, Prisoners' Dilemma, religion, secularism, time preference
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